Can bank people come home and threaten if I do not pay my educational?
They can't threaten to kill you or physically harm you but it is their duty to come and warn you that bank will take legal action of you don't pay up. By the way, if you are really unemployed, did you approach the bank to change your repayment schedule in view of your unemployment status? Banks are often very considerate and accommodating if you approach them before you default (or you get the NPA status). Afterwards their job is only to recover, even if they have to sell your family silver t...