How do I get a personal loan in India if I'm unemployed and a?
If you are unemployed housewife but with some known source of income that can be verified, then the bank or NBFC may consider. For example, you are not employed anywhere but you have a small business that gives you a steady income - that is below the taxable limit so you dont pay any income tax and thus there is no tax returnbut your bank account has a more or less regular addition Since you are in India, most probably you will have some jewellery, if nothing else, you will have some bangles and mangalsutrapledge them in the bank or NBFC and take the loan If even that is not available, the other option is to go for a purely personal loan from some one who knows you well and who has trust in you and confidence in their own ability to recover the loan from you .