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Is it a good idea for an unemployed college student to use a student?

Under most cases I would say no. The only way that I would use a student loan to purchase a car was if I had a very solid plan to graduate and pay off the loan, and if I absolutely needed the car for my education. For example, you might need to car to get to classes or to get to an internship. Under most cases I think that you should just go without a car until you have graduated and found a job.

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